Parts Of Health Care Reform Take Effect Today

By Scott Sarvay

September 23, 2010 Updated Sep 23, 2010 at 12:30 PM EDT

UNDATED (Indiana's NewsCenter) - Parts of the new federal health care reform law go into effect Thursday.

Under those portions: insurance companies can no longer deny coverage to children based on pre-existing health conditions.

They also can't drop people if they get sick.

Young adults can stay on their parents' healthcare plan until they're 26 as long as they haven't been offered coverage through an employer.

But you may have to wait on these policies until your insurance is up for renewal.

Insurance Consultant Leroy Delong says, “If I sell you a health policy you have an anniversary date. A lot of coverage’s you can't amend that policy until the anniversary date and that's what they're talking about. 'So a lot of people will have to wait until their policy is renewed?' Right.”

In response to the new health care provisions, several top insurance companies plan to stop selling child-only policies for individual children.

Officials say the move is aimed at keeping costs down.

Those companies include the Indianapolis-based "Well-Point," "Aetna," "Cigna," "Humana" and "United-Health Group."

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